The Chomski Report

The inflation rate is 3.4%.
That is not your inflation rate.

The headline number is an average of every household in the country. You are not every household. Put in roughly what you spend each month and this works out the number that actually applies to you.

What you spend in a month

Round numbers are fine. Leave anything at zero if it does not apply — a category you do not spend on simply cannot move your rate.

Your inflation rate
—
Average household, same categories: —  ·  Official all-items figure: 3.4%
Enter what you spend and the number appears.

What is doing the work

Each bar is how much of your total rate that category is responsible for — its price change weighted by how much of your money goes there.

Gasoline rose 27.4% this year. Shelter rose 3.0%. And yet shelter moves the national number far more, because it is 35.6% of the average household's spending and gasoline is 2.9%. A big number attached to a small share of your money is a small problem. A small number attached to most of your money is not. This is the entire reason your rate and the headline disagree.

The numbers, weekly

Sir Chomski reads the releases so you do not have to. One email a week: what changed, what it means for the money in your account, and nothing else.